Doing it for the ‘gram might get you a debt collector in your DMs!

According to new financial regulations that went into effect on Tuesday, debt collectors can now contact people via email, text, and private messages on Facebook, Twitter, and Instagram to collect unpaid debt.

via GIPHY

However, per Consumer Financial Protection Bureau’s new Debt Collection Rule, debt collectors must follow some restrictions, i.e., sending private messages only and sending a disclosure that they’re in fact a debt collector via friend request, CBS News reports.

Lmao imagine the dudes flexing all their money on Snapchat and the debt collector swipes up 💀 https://t.co/82O3s1cOk8

— #1 Burger King Hater (@DarthSkrub) December 2, 2021

Despite these restrictions, many are concerned it doesn’t offer enough protection to debtors. National Consumer Law Center attorney April Kuehnhoff said “the rules are really disappointing and concerning in a number of ways,” and expressed the risks of debt collectors revealing private information to the wrong people.

“Even with direct messages, there are risks that messages will go to the wrong people,” Kuehnhoff told CBS MoneyWatch—explaining that “for example, if a debt collector wants to send a private message to John Smith on Facebook, the collector will need to select the correct John Smith so that it does not send private information about the alleged debt to the wrong person.”

In true 2021 fashion, people took to social media to share their thoughts.

So now debt collector’s, can contact ppl on their social media, like Sr8 DM that azz 🤣

— TmDevine9 (@bren_fieldX) December 2, 2021

Lmaooooo…, if a debt collector contacts me on social media I’m going off! Do you hear me?!? And YES…. AS OF TUESDAY THEY CAN!

— Baby this ain’t a lacefront… 😜 (@BrwnBU_Tea_Brit) December 2, 2021

Now I’m paying off all my debt today I’ll be damned the debt collector find me on the bird

— kebo (@kody_smash) December 2, 2021

I’m pretty sure they can only privately message you LMAO can you imagine you post that you bought a new phone and the debt collector replies with this underneath pic.twitter.com/yhCAD5iM4X

— Djungelskog stan account (@getoutmyhay) December 2, 2021

Do you think it’s appropriate for debt collectors to dip in debtors’ DMs? Tune in to see what our Dish Nation hosts think!